{"id":54675,"date":"2025-06-30T16:47:49","date_gmt":"2025-06-30T14:47:49","guid":{"rendered":"https:\/\/www.rplt.it\/insurance-obligation-against-catastrophic-risks-recent-updates\/"},"modified":"2025-06-30T17:07:01","modified_gmt":"2025-06-30T15:07:01","slug":"insurance-obligation-against-catastrophic-risks-recent-updates","status":"publish","type":"post","link":"https:\/\/www.rplt.it\/en\/insurance-obligation-against-catastrophic-risks-recent-updates\/","title":{"rendered":"Insurance obligation against catastrophic risks: recent updates"},"content":{"rendered":"<p><span style=\"color: #333333;\">The obligation for businesses to take out insurance against catastrophic risks (such as earthquakes, floods, and extreme weather events) is now official. The requirement was originally introduced by the 2024 Budget Law.<br \/>\nThe rule applies to all companies registered with the Italian Business Register and with either their legal or permanent establishment in Italy, excluding agricultural businesses. Deadlines for compliance vary depending on the size of the company.<br \/>\nThe newly approved text also clarifies:<br \/>\n<\/span><\/p>\n<ul>\n<li><span style=\"color: #333333;\">which business assets must be insured,<br \/>\n<\/span><\/li>\n<li><span style=\"color: #333333;\">how to calculate the insured value,<br \/>\n<\/span><\/li>\n<li><span style=\"color: #333333;\">and the option for corporate groups to take out a single group-wide insurance policy.<br \/>\n<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #333333;\">For full details on deadlines, exclusions, and operational guidelines, <a href=\"https:\/\/www.rplt.it\/wp-content\/uploads\/2025\/06\/RPLT_Cat_provvedimenti_ENG.pdf\">download the complete document<\/a>.<br \/>\n<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The obligation for businesses to take out insurance against catastrophic risks (such as earthquakes,&hellip;<\/p>\n","protected":false},"author":426,"featured_media":54671,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4177],"tags":[],"class_list":["post-54675","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-logistic-transportation-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Insurance obligation against catastrophic risks: recent updates - Rplt Rp Legalitax<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rplt.it\/en\/insurance-obligation-against-catastrophic-risks-recent-updates\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" 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